DURABLE POWER OF ATTORNEY
GIVEN BY
JAMES JOSEPH RAYMOND III

NOTICE: The powers granted by this document are broad and sweeping regarding your financial affairs. If you have any questions about these powers, obtain competent legal advice from an attorney. This document does not authorize anyone to make medical and other health-care decisions for you. You may revoke this power of attorney after its execution if you so wish.

I, JAMES JOSEPH RAYMOND III, of St. Louis, Missouri, hereby appoint John Patrick Raymond as my agent (hereinafter "Attorney-in-Fact") to act for me in any lawful way with respect to the following subjects:

1. The power to buy and sell any and every kind of property that I own whether it be real, personal (including any investments such as stocks and bonds), tangible or intangible upon whatever terms my Attorney-In-Fact deems advisable;
2. To use all credit cards issued in my name;
3. To receive money, cash checks, draw checks, open and close bank and security accounts, and make deposits and withdrawals from accounts in my name including certificates of deposit;
4. To operate any business venture I may own;
5. To make all decisions, including buying and selling--and execute all documents relative to any investment assets I possess such as stocks, bonds, and options and, also, including the right to execute proxies and exercise voting rights;
6. To enter into contracts and rental agreements, borrow money and incur expenses, execute notes, mortgages, deeds of trust, and other security and credit agreements and transfer, convey, and assign and deliver bills of sale, deeds and other instruments of title;
7. To initiate, defend and settle legal claims and lawsuits and to give releases and indemnities from liability;
8. To hire persons for assistance in legal, tax, bookkeeping, financial, medical and housekeeping matters;
9. To apply for any government, insurance or Social Security benefit, to receive personal, confidential and medical information, to file tax returns and represent me in all tax matters with the Internal Revenue Service and any other tax agency;
10. To create and contribute to an IRA or employee benefit plan (including a plan for a self-employed individual) for my benefit; to select any payment option under any IRA or employee benefit plan in which I am a participant (including plans for self-employed individuals) or change options I have selected; to make and change beneficiary designations in any IRA; to make voluntary contributions to such plans; to make a "roll-over" of plan benefits into other retirement plans; to borrow money and purchase assets therefrom and sell assets thereto, if authorized by any such plan;
11. To make any and all tax elections that I may otherwise be entitled to make.

Withheld Powers:
Not withstanding the above list, I wish to specifically state that My attorney-in-fact shall not have the power to sell my condo in Florida.

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I hereby revoke all prior General and Durable Powers of Attorney that I may have previously executed (except those for health care matters) and I retain the right to amend or revoke this Durable Power of Attorney and to substitute other attorneys in place of the Attorney-in-Fact appointed herein.

Duration of Authority
This is a DURABLE POWER OF ATTORNEY and the authority of my Attorney-In-Fact shall not terminate if I become disabled or incapacitated. This General Durable Power of Attorney shall be construed in accordance with the laws of the State of Missouri. The powers granted to the Attorney-in-Fact shall stay in effect until revoked by the principal or the expiration of the following--3 years from the date I sign this document--(whichever occurs first).

My Attorney-in-Fact is given the above-enumerated powers regarding my financial matters in a fiduciary capacity and is to conduct my personal and business financial affairs in a manner deemed best for the welfare of myself, my spouse, and any minor children of mine. The attorney-in-fact is specifically authorized to expend my assets for the reasonable health, maintenance, support and/or education of my spouse, if any, and any minor children I may have.

My Attorney in Fact shall use the following form when signing on my behalf pursuant to this Durable Power of Attorney: "James Joseph Raymond III, by: John Patrick Raymond, Attorney in Fact." Should John Patrick Raymond, for any reason, become unable or willing to carry out the duties of Attorney-in-Fact under this document, Lisa Denise Raymond is hereby appointed as successor Attorney-in-Fact and, if Lisa Denise Raymond becomes the acting Attorney-in-Fact under this document, he or she shall have all the powers and duties as originally given to John Patrick Raymond.

Gifts:
My Attorney-in-Fact, in addition to powers discussed above, is also specifically authorized to expend my assets for the reasonable health, maintenance, support and/or education of my sister Tara Raymond.

THIS POWER OF ATTORNEY IS EFFECTIVE IMMEDIATELY UPON EXECUTION.
I agree that any third party who receives a copy of this document may act under it. Revocation of the power of attorney is not effective as to a third party until the third party learns of the revocation.

Notice to Person Executing Durable Power of Attorney
A durable power of attorney is an important legal document. By signing the durable power of attorney, you are authorizing another person to act for you, the principal. Before you sign this durable power of attorney, you should know these important facts:
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     IN WITNESS WHEREOF, I sign the foregoing as my Durable Power of Attorney, do it willingly and as my free and voluntary act for the purposes herein expressed, and further state that I am eighteen years of age or older, of sound mind, and under no constraint or undue influence, this ___ day of _____________, 2001.


________________________________________
James Joseph Raymond III
Grantor of Power of Attorney

STATE OF MISSOURI	)
	) SS.
COUNTY OF ______________	)

    I, the undersigned, a Notary Public authorized to administer oaths in the State of Missouri, certify that James Joseph Raymond III, the Grantor, having appeared before me and having been first duly sworn, each then declared to me that the Grantor had willingly signed and executed the instrument as his or her Durable Power of Attorney, and that he / she executed such instrument as his or her free and voluntary act for the purposes therein expressed; and that each of the witnesses, in the presence and hearing of the maker, signed the document as witness and that to the best of his or her knowledge the maker was at that time eighteen (18) or more years of age, of sound mind, and under no constraint or undue influence.

    IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal this ____ day of ___________________, 2001.

___________________________     My Commission Expires: _______________________
Notary Public



Notice to Person Accepting the Appointment as Attorney-in-Fact
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(Note: This page is not to be attached to your Financial Power of Attorney.)
INSTRUCTIONS REGARDING EXECUTION OF YOUR
FINANCIAL POWER OF ATTORNEY

1. We recommend that you execute two originals of your Financial Power of Attorney. Give the first original to the Attorney-in-fact you named and you retain the second original in your home in place known to family members.
2. Witnesses / Notary. If your Financial Power of Attorney is notarized, then you do not require witnesses. If your Financial Power of Attorney is not notarized, then you shall need 2 witnesses to your execution of this document (3 in the State of Vermont). The agent-in-fact should not be one of the witnesses. There is no requirement that the agent-in-fact's acceptance be notarized or witnessed. It is highly recommended that you get the document notarized if the potential exists that your attorney-in-fact will need to transfer real estate. Even if state law does not require it, the title company is likely to require that the power of attorney be notarized.
3. Where do I get a notary? Your local bank, your insurance agent, or your stock broker are the best place to find a notary. If these locations do not work for you, please consult your local Yellow Pages which has them listed under "notaries public".
4. What if I decide to make changes to my financial power of attorney? We keep your answers to the questionnaire in our database for 60 days. You must go to the User Administration area of our site to call up your document. The URL is https://www.medlawplus.com/user/ . You will need your "user name" and "password" to re-enter the system. Once in the User Administration area, click on the text link entitled "MLP Legal Forms" which is located on the left margin of the page. Then a link to your Will should appear on the screen. Click on it and make the desired changes to your responses on the questionnaire. If you have problems calling up your old data, email us at: administrator@medlawplus.com. A prompt response is promised. NOTE: Our system emailed you are record of the "user name" and "password" you gave us when registering with the system.

Copyright MedLawPlus.com 2001