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Bank of America Complaints
Discussion Board
The below comments were authored by users of this web site who are responsible for its content. MedLawPlus.com, Inc. has not verified the accuracy of the comments - complaints appearing on this page. Click here to add your comment to this thread.
From: Dave
State: NJ
Posted: 11/18/2009
Subject: BOA Overdraft Fee's
Comment: On 11/18/2009 I was hit with 5 overdraft charges of $35 each and when I called to ask why I was charged for 5( I realize I should have incurred 1) I was told that for my protection they take the biggest amount out first ... Read More
From: Renee
State: Texas
Posted: 11/17/2009
Subject: Holding Deposit or Lost Deposit? Or Teller with an Attitude?
Comment: I deposited close to $3000 in the early afternoon into my Bank of America account last Thursday, via the drive thru teller window (same as inside the bank , right?) . Both chesks were local/ in-state checks. I have a re ... Read More
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From: Brenda
State: Illinois
Posted: 11/01/2009
Subject: Balance Transfer Offers
Comment: Just a word of caution regarding Balance Transfer offers. We just attempted to take advantage of one (they come in the mail from BOA constantly). I was told by the customer service agent that it was all taken care of, ... Read More
From: Adam
State: Oregon
Posted: 10/29/2009
Subject:
Comment: Jamie, they just did this to us today also, although it is not the first time. BofA is constantly switching transaction times and dates on our account in an effort to gain themselves more fees, and to cover up past erro ... Read More
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From: Brandi Roloph
State: Florida
Posted: 10/28/2009
Subject: Bad Online Billing Practices Bank of America
Comment: I recently had a HUGE issue with Bank of America's bill pay system. I am currently in a Chap 13 bankruptcy and I was behind on my car payment. I requested a loan from my 401K program at work and the monies were deposit ... Read More
From: Angel
State: New Jersey
Posted: 10/27/2009
Subject: Mortgage loan Injustice
Comment: The Bank of America (BAC) Did both my wife and I an injustice, they issue us a loan but not without consequence, giving us a 75% loan instead of the 80% loan we had expected and as shown in the good faith estimate. We we ... Read More
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From: Robert
State: Arizona
Posted: 10/26/2009
Subject: Non-variable rate scam
Comment: I also was a victim of the non-variable rate scam. In my view, the small print on the solicitation does not support BofA's case. It does not specify that any rate change, etc., will apply retroactively to existing balanc ... Read More
From: george
State: minnesota
Posted: 10/21/2009
Subject: variable rates and gold option line of credit
Comment: Yes Im another victim of Bank of America thievery tactics , I originally signed up for a Gold Option line of credit it says on the application underlined in red that it was a non variable rate now since the government is ... Read More
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From: Lindsey
State: PA
Posted: 10/16/2009
Subject: variable rates
Comment: I have 2 accounts with bank of America that I originally used to consolidate some smaller cards a few years ago. They have significant balances, and I received a letter yesterday stating they both will be switched to va ... Read More
From: Willis
State: Ga
Posted: 10/12/2009
Subject: BOA Needs to be stopped for Unfair practice.
Comment: I to have (2) visa cards with these jerks,and had my rates go from 7.99 to 27.24 on 1 card, and 19.24 on the other one. When called , they said, " you are not above your limit , however we want you to pay more on the bal ... Read More
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From: jo
State: north carolina
Posted: 10/04/2009
Subject: loss of funds
Comment: On 9/29/2009 I went to the Bank of America branch on Providence Rd. in Charlotte, NC to deposit my husband's long awaited unemployment money. The money had come in the form of a NC eppicard/debit card. My husband and I ... Read More
From: Ted
State: Washington
Posted: 10/02/2009
Subject: Bank of America Wrongful
Comment: I had two accounts for my new 'C' Corporation (Checking/Saving for both accounts). Could not secure the funding to start it, so I started an NPO Corporation. Have my full Seal/Entity: The IRS has my 501 (c) (3) and they ... Read More
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From: Virginia
State: Maryland
Posted: 10/01/2009
Subject: BOA Ripoff Bank
Comment: BOA is a rip-off bank. They held my visa debt card purchases from Friday until Monday. Monday I had a larger check come in. And they took that check out and Balanced 9 visa debit purchases from Fri thru Sun. This same th ... Read More
From: Jamie
State: OR
Posted: 09/30/2009
Subject:
Comment: Bank of America has charged us overdraft fees in access of about $1,000 for posting the check deposited after our charges for that day went through. We would deposit the check use the debit card and it would charge a $3 ... Read More
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From: Kathy
State: Louisiana
Posted: 09/28/2009
Subject: Bank of America unethical practices
Comment: I have a BofA credit card since since 2003 with a 7.99% interest rate. In July 09 my statement showed a 16.32% interest rate. I called the company and they said they sent me a letter in April 09 stating that if I wante ... Read More
From: Joe
State: Missouri
Posted: 09/28/2009
Subject: Someone with a sense of humor
Comment: Man Sues Bank of America for $1.7 Billion Trillion
Demands an extra $200,164,000 for "miscellaneous fees". "Infuriated with Bank of America’s customer service, Dalton Chiscolm decided to do what every other red-bloo ... Read More
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From: Bethany
State: Florida
Posted: 09/25/2009
Subject: Overdraft Fees
Comment: I am so tired of boa's practices. I had 90.00 in my account spent $15, 4, 8, 12 on the 21st of september. They didn't post to my account until the 23rd of September after a debit of 92.00 went through on the 23rd that ... Read More
From: Kim
State: Maryland
Posted: 09/23/2009
Subject: Bank of America
Comment: I have had soooo many issues with BOA with my bank account and overdraft fees, I was 2 days late on my credit card and my payment went from 157 a month to 500 and never had a late payment history with them ever!! Now I h ... Read More
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From: Robert
State: Ga.
Posted: 09/20/2009
Subject: Over draft fee
Comment: Boa has taken us for over $500 dollars in odf and they will not help us in any way, when I went to the bank to try and get them to help me on this matter they just smiled and told me to learn how to practice good banking ... Read More
From: amardeep
State: nj
Posted: 09/18/2009
Subject: billing practices
Comment: I wish there was a way to take Bank of America to task. with so many complaints, everyone out there can join the lawsuit. i wonder who they have in their pocket in the Banking department or may be they have the whole ban ... Read More
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From: carlos
State: texas
Posted: 09/16/2009
Subject: OD Fees
Comment: I've had constant problems with BofA.
I call and complain and they return part of what they purloin.
I filed a complaint with the better business bureau and The Office of the Comptroller of Currency. ... Read More
From: Cheryl
State: Tennessee
Posted: 09/15/2009
Subject: Predatory Practices
Comment: I had a Bof A credit card for at least five years with a very low fixed interest rate that was never jeopardized -- always paid bill on time, always paid the balance due in full. My husband lost his job, wasn't able to ... Read More
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From: Barbara
State: New Mexico
Posted: 08/14/2009
Subject: Bank of America Suck!
Comment: I have 3 business accounts with B of A. They are all LLC's and have different EIN numbers. I was overdrawn in one of the accounts, and before I could put in the difference, B of A transferred money to cover it from anoth ... Read More
From: Rita E Green
State: Florida
Posted: 08/08/2009
Subject: We have many complaints with Bank of America
Comment: We have had a small family business account with this bank since 1991 before they were BofA. In recent years we have had all kinds of problems costing us lots of dollars. It would take a book to document all of them, but ... Read More
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From: Debi
State: MA
Posted: 08/03/2009
Subject: Bank of Anerica Lawsuit
Comment: Hi,I'd be interested in joining others who have been swindled by BankofAmerica. I thought only the IRS has the authority to take money from your checking acct. Apperently not so. Bank of America took Thousands out of my ... Read More
From: Karin
State: New York
Posted: 07/20/2009
Subject: Bank of America: Obscene interest rates
Comment: I noticed in my July credit card statement that the minimum payment had jumped significantly. As I reviewed the statement, I noticed that my interest rate had jumped from 13.24 to 24.24%. I called the customer service nu ... Read More
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From: Chuck
State: Washington
Posted: 07/16/2009
Subject: Bad customer service, and business practice
Comment: In the past year so B of A did two things up until this point in time... they Jacked up my interest rate on my B of A Visa card to over 29.9%, then they dropped my card limit from 8 thousand, to 1500... Last year I cal ... Read More
From: Larry Blevins
State: Indiana
Posted: 07/07/2009
Subject: unjust percentage rate
Comment: I was a long time card holder of Washington Mutual,who sold (or) merge with CHASE. At the time of all this never was i late with payments, I have never been late with a payment. my percentage rate with Wash. Mutual was n ... Read More
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From: Gary
State: CA
Posted: 07/01/2009
Subject: Bank NSF Practices
Comment: Folks, you all need to remember that, when you overdraft your checking account, whether by debit card or by writing a check when you don't have funds to cover the debit, the bank is granting you a short term loan that it ... Read More
From: Zach
State: Florida
Posted: 06/18/2009
Subject: Bank of America Holding Deposits, charging fees
Comment: I opened a new checking account last month with gov. check and a personal check. BA put 14 day hold on both even though gov. check is cashable anywhere. Personal check was held for 12 days - 2 less than told after I co ... Read More
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From: CARLOS CUTTLER
State: CALIFORNIA
Posted: 06/17/2009
Subject: OVERDRAFT TRICKS FROM BANK OF AMERICA
Comment: I TRIED TO TRANSFER MU CHECKING ACCOUNT TO ANOTHER BABNK, SO I ASKE FOR ASISSTANCE OVER THE PHONE.
THE MAN WHO 'HELPED' ME TOLD ME CLICK AND OPTION, THEN DECIDED THAT ANOTHER OPTION WAS BETTER.
I FOLLOWED HIS I ... Read More
From: Bob
State: Arizona
Posted: 06/03/2009
Subject: Check Holding Complaint
Comment: I opened a new account in the BOA of Sun City West, Arizona 30 days ago. I deposited two checks from my employer without incident. But when I deposited the third check from the same source (it was for $2,500) they told m ... Read More
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From: Evelyn
State: Florida
Posted: 05/29/2009
Subject: overdraft charges
Comment: We have recently had an experience with the above mentioned method. It cost $140.00 in overdraft fees for debit postings of $1.00, $3.50 and two other very small amounts. The bank employees indicated that these practice ... Read More
From: David
State: Pennsylvania
Posted: 05/15/2009
Subject: Excessive overdraft charges
Comment: We have an overdraft by the atm machine, before we knew it there was over $200.00 in charges, we are still not sure exactly what the charges are for. They then decided to close the account. Our direct deposit pay check w ... Read More
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From: Lisa
State: nevada
Posted: 04/16/2009
Subject: Bank Of America
Comment: I have just had my last conversation with a BofA rep. We just recently experienced a financial crises due to lost wages of single income family. We have been long time customers of MBNA borrowing and paying off our cre ... Read More
From: Bill
State: Miussouri
Posted: 04/16/2009
Subject: B of A credit card
Comment: I too have a former MBNA credit card that was taken over by B of A and they immediately raised the interest rate for no reason. When I called they set up a line of credit which was suppose to have a fixed rate. Now it ha ... Read More
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From: cathy
State: texas
Posted: 04/14/2009
Subject: excessive bank fees
Comment: bamk America has charged me and my grandaughter thousands of 35.00 check fees by paying large check first and charging 35.00 excessive fees which have 35.00 fees charged on top of them, and even tho we have overlimit pr ... Read More
From: karen
State: oklahoma
Posted: 04/14/2009
Subject: checking charges
Comment: I deposited my husbands payroll checks as usual, for some reason the bank decided to put a hold on his check and charged me overdrawl fees for using my dedit card on that day and refused to take the overdraw charges of ... Read More
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From: Paige
State: Pennsylvania
Posted: 04/13/2009
Subject: BOA Scam
Comment: Last year, I closed a cc account that I had with BOA. I called Customer Service (and I use that word loosely) to get the exact amount to pay off the balance on the card. I had the representative transfer the money from ... Read More
From: Surferwoman
State: Oregon
Posted: 04/11/2009
Subject: Deceptive practice
Comment: In January, I purchased an item on the internet using my debit card for $134.00. The money was taken out of my account a few days later. When I received the item, it wasn't what I expected so the company told me to retu ... Read More
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From: Lisa
State: Pennsylvania
Posted: 04/08/2009
Subject: Bank of America criminal rate increase
Comment: What I'm curious to know is WHY is our government WAITING until JUNE 2010 to put limits on this type of criminal practice that BofA and other companies are doing to the American public!!!!! Why wait till 2010??? Funny h ... Read More
From: Joe
State: Missouri
Posted: 04/07/2009
Subject: reply to Ric
Comment: Ric, I got the same BOA letter over the weekend, link below. Never been late. Never been over limit. BOA acquired Merrill Lynch and then lavished retention bonuses on the Merrill executives. Apparently the bonuses co ... Read More
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From: Ric
State: Arkansas
Posted: 04/07/2009
Subject: Billing
Comment: Have a BofA card w/ 45k limit @ 9% interest. Rec'd letter yesterday saying they are raising my interest to 15% If i challenge this increase, i must stop using card & pay off immediately, or pay the 15% ON THE OUTSTANDING ... Read More
From: Joe
State: Missouri
Posted: 04/05/2009
Subject: making payments online
Comment: Reply to Roy: How does one make payments online to a Bank of America credit card? Go to www.bankofamerica.com/. In the upper left-hand corner of this page you shall see the ... Read More
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From: Roy
State: California
Posted: 04/05/2009
Subject: Login procedures
Comment: Please advise how to log in to my Bof
A credit card account to make a payment on line. Thankyou
From: Joe
State: Missouri
Posted: 03/19/2009
Subject: CareerBuilder
Comment: CareerBuilder sues Bank of America over auction-rate securities. The market for so-called "market rate ... Read More
From: Joseph
State: Missouri
Posted: 09/25/2008
Subject: MBNA--Bank of America
Comment: "Two former employees of credit card issuer MBNA, now owned by Bank of America, said on Wednesday they were forced to use aggressive and deceptive practices with customers in order to boost revenues. Cate Colombo, from ... Read More
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Disclaimer, User Comments
The above comments were authored by users of this web site who are personally responsible for its content. MedLawPlus.com, Inc. has not verified the accuracy of any comment - complaint and does not otherwise endorse the content of same.
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